room to roam
Building your own home, or starting a major house makeover can be exciting. But if you’re not sure what you’re doing, you could rapidly find you’ve used up your budget, and your house still looks like a bombsite.
At Black Sheep finance, we’ll take you through the common pitfalls and ensure you have solid financial foundations. We’ll help you find the right builder loan for your construction.
Teach you how the building process works and explain the common horrors of building and why delays happen
Help you plan a realistic budget which includes what the cost of interest will be over the construction period and give you a realistic repayment schedule
Connect you with our recommended builders or builder brokers and liaise with your chosen builder to handle all the extra paperwork
Create a realistic building timeline that allows contingency time for any issues along the way.
Help you process progress payments throughout your build
Provide creative ideas on how to finance all the extras the builder doesn’t include, like floorings, driveways, landscaping and fittings
Review your loan after completion of the build and potentially change your financing product or restructure repayment frequency and amounts