The Black Sheep Story

We believe the home loan market is a mess

We believe the current Home Loan Lending model is all about pushing products on customers.

We feel that Lenders want to squeeze homeowners into their boxes, rather than taking the time to really listen, understand and create customer-friendly mortgage solutions.

We founded Black Sheep Finance because we wanted to advise you on a good mortgage fit for you and your family.

Our philosophy

We believe each customer’s situation is unique, and we develop a mortgage solution that’s structured to benefit them instead of the banks.

So at Black Sheep Finance, we start with the end in mind.

We get to know you, your dreams and goals and where you want to be in 5, 10 or 20 years time.

This means we ask the big questions like:

  • Is your current house your ‘forever’ home?
  • Do you want to have kids, or more kids?
  • Are you planning on private schooling?
  • What are your retirement goals?

By getting to know you, we’re able to recommend a home loan that’s flexible enough to grow with you and your family.

We do this in three core ways:

  1. We take the emotion away from money
    By breaking finance down, explaining it, and putting the facts into black and white, we help you to see money as a tool you can use to create wealth and add value to your lives.
  1. We’re refreshingly (and painfully) honest
    We call a spade a spade and we keep it real. Some people find this refreshing, while others find it confronting. But everyone finds that by knowing the truth they can transform their finances and their lives.
  1. We’re in it for the long term.
    Unlike some Mortgage Brokers, we’re don’t take a one-night stand approach to finding you a home loan.

Instead, we’re with you for the long term and we’re happy to offer help and support, even after your home loan is signed, sealed and delivered.